Financial enterprises are increasingly required to implement structured and well-documented compliance procedures in order to meet the growing volume and complexity of regulatory requirements applicable to the financial sector. Dutch supervisory authorities — the Authority for the Financial Markets (AFM) and De Nederlandsche Bank (DNB) — are conducting more frequent and more detailed assessments to determine whether financial institutions comply with their obligations under the Dutch Financial Supervision Act (Wet op het financieel toezicht – Wft).
These regulatory developments have significant consequences for how financial enterprises must organise, document and maintain their internal compliance frameworks. Obligations concerning governance, risk management, integrity, transparency and client protection demand not only detailed procedures but also demonstrable and traceable implementation throughout the organisation.
Wise Law BV supports and guides financial enterprises in navigating these regulatory requirements. Our services include:
- interpreting and implementing obligations arising from the Wft and related regulatory provisions;
- advising on AFM and DNB supervisory expectations, policy rules and sectoral guidelines;
- designing or restructuring internal compliance frameworks;
- drafting and implementing policies, procedures and controls relating to financial integrity, risk management, client onboarding, KYC, AML and ongoing monitoring;
- preparing enterprises for supervisory audits, theme-based investigations and regulatory reporting obligations;
- assisting in communication and correspondence with the AFM and DNB.
Whether the matter concerns licensing requirements, ongoing regulatory compliance, reporting duties, product governance, outsourcing arrangements or integrity risk management, Wise Law BV ensures that financial enterprises are equipped with clear, practical and legally sound procedures that withstand regulatory scrutiny.
Our experience ranges from assisting start-up financial service providers to supporting internationally active financial institutions seeking alignment between Dutch regulatory obligations and their global compliance structures.
Relevant Regulatory Authorities and Frameworks
- AFM – Authority for the Financial Markets
- DNB – De Nederlandsche Bank (Dutch Central Bank)
- Wft – Dutch Financial Supervision Act
Through expert legal and regulatory guidance, Wise Law BV helps financial enterprises establish and maintain a compliance environment that is both effective and proportionate, enabling them to operate securely and confidently within the supervised financial sector.
