If a principal to a Power of Attorney appoints more than one attorney-in-fact, he or she will have to
decide whether the attorneys-in-fact will be Joint Attorneys-in-fact or Joint & Independent
Attorneys-in-fact. Joint Attorneys-in-fact must act together. They must both agree before any action
can be taken, and they must both take the same action at the same time. If one is absent, or if they
do not agree, no action can be taken.